The banking and finance degree provides students with a broad and practical background in bank-related management skills and the application of those skills to the banking field. Topics with which a bank manager should be familiar (commercial and real estate lending, investments, regulatory structure, and financial statements) receive major emphasis. Several course projects require extensive research into these bank-related fields. The graduate is also familiar with the computer field and with some accounting and spreadsheet applications.
The graduate is qualified for a position as a manager or assistant manager of a small bank, savings and loan or credit union. In a larger institution, the graduate could specialize in either the loan origination or consumer/commercial credit department.
O*Net Online projects a bright outlook for banking and finance degree students. Bright outlook occupations are expected to grow rapidly in the next several years, to have large numbers of job openings, and have new and emerging occupations. Job responsibilities include providing direction and coordination of financial activities of workers in a branch, office, or department of an establishment, such as a branch bank, brokerage firm, risk and insurance department, or credit department. Sample of reported job titles include: branch manager, banking center manager, service center manager, collections vice president, consumer lending vice president, consumer loan manager, electronic services vice president, lending manager, loan servicing vice president, and loan systems director.